Can I Sue My Rideshare Driver If I’m in An Accident?

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It has become second nature for many of us to use ridesharing apps to get around Indianapolis. Services like Uber and Lyft have reduced the cost of transportation while making it much more convenient to travel at any time of day or night. You don’t have to worry about driving after a fun night out or rushing to catch the bus to work in the morning.

However, while ridesharing offers lots of advantages, you’re still at risk of getting involved in a car accident. Furthermore, you may find it more difficult to get compensation if you suffer injuries. Many rideshare users wonder if they can sue their driver under such circumstances.

The answer is yes, as long as the driver is primarily responsible for the accident. Depending on the circumstances, you may be able to draw on the rideshare company’s insurance policy, but this is often difficult. Seeking compensation through the driver’s personal insurance policy may also be an option. However, simply being in an Uber that gets involved in an accident doesn’t give you the right to sue the driver or file a claim with their insurance company.

In many cases, another driver or even a third party may be responsible and that’s who you’ll have to seek compensation from. In any case, you’ll need to contact an Indianapolis car accident lawyer for advice. Rideshare accidents can be very complex as it relates to determining liability so you should never try to handle your claim on your own.

Understanding Liability When Using a Rideshare Service

As a paying passenger, you are afforded certain protections in the event of an accident. Both Uber and Lyft have insurance policies that should compensate you for your injuries and other losses. However, whether or not you have access to this coverage depends on several factors. If the driver is at fault and the app shows that they’re carrying a passenger, the company’s policy should apply.

However, insurance companies are always looking for ways to avoid paying claims so you should expect some pushback. They will look for a reason to deny your claim or make you a really low settlement offer. Your attorney will need to prove that the driver was responsible for what happened. To do this, this will collect evidence from the accident scene, request and review your medical records, and seek help from experts if necessary.

Common Rideshare Accident Injuries

As far as injuries go, Uber or Lyft accidents are no different from other car accidents. While some passengers escape with minor injuries, others are left with long-term or even permanent damage. If you’re considering suing a rideshare driver, it’s likely that your injuries are serious, and you’ve had to take time off work. You may be facing the possibility that you’ll never be the same again. Victims of rideshare accidents, like those in other car crashes, often suffer:

  • Broken bones
  • Concussions
  • Whiplash
  • Spinal cord injuries
  • Traumatic brain injuries
  • Lacerations
  • Organ damage
  • Internal bleeding

It is important that you follow the doctor’s orders and attend all your appointments. If it doesn’t seem like you’re serious about your recovery, you could find it difficult to get the compensation you so badly need.

Compensation You May be Able to Get Following an Indianapolis Car Accident

Car accidents can result in several expenses and losses. if your accident was caused by someone else’s actions, they shouldn’t have to foot the bill. As long as you have evidence to back up your claim, you should be able to get compensation for:

  • Medical expenses
  • Property repair or replacement costs
  • Lost income
  • Pain and suffering
  • Loss of enjoyment of life

Your attorney will thoroughly assess your case and help you to quantify your losses so you can seek full compensation. If your insurance claim is denied, you may have to file a lawsuit against the at-fault driver or the rideshare company. This doesn’t necessarily mean your case will go to trial since it’s usually in the best interests of both parties to settle out of court. Even when you file a lawsuit, you can continue to negotiate a settlement. This will be less costly and time-consuming than a trial.

Contact Stewart|Phelps|Wood for Help!

If you’ve been involved in a rideshare accident, it may be difficult to get compensation. However, with help from a car accident attorney in Indianapolis, you can recover damages. Simply call us and schedule a consultation so we can give you a professional opinion. If you choose to hire us, we’ll do everything we can to get you the compensation you deserve.

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