Less than two percent of the crashes in Indiana involve motorcycles. However, motorcycles make up almost 13 percent of the state’s road deaths. This shows just how serious motorcycle accidents often turn out to be. Bikers who survive often end up with severe injuries and they can be left scarred and disfigured. If you’ve suffered injuries in a crash, you may be wondering how much your motorcycle accident case is worth.
Unfortunately, not even the best attorney can tell you how much compensation you will get right at the outset. As we’ll discuss in this post, there are several factors that will influence the amount you can recover. Your Indianapolis motorcycle crash injury attorney will need to properly investigate your case and quantify your past and future losses.
You can claim damages for a variety of expenses and losses. However, your medical bills are likely to be the biggest chunk. If you haven’t even started getting the bulk of your medical treatment, you won’t know the full extent of your expenses. You may get frustrated at your attorney when they say they can’t tell you how much your claim is worth. However, this admission is not a negative sign and the delay can work to your advantage. If insurance companies could anticipate your losses, you wouldn’t be able to ask for a specific amount.
Why It Takes Time to Quantify Losses
Indianapolis motorcycle accident lawyers understand why clients are eager to know how much their case is worth. When you have lots of medical bills and you can’t return to work, you look for any sign of hope. However, you won’t know the extent of your injuries immediately after the accident. You also won’t know the type of treatment you will need or how long it will last. In addition, it will be difficult to predict how your injuries will impact all the various spheres of your life.
These are all important aspects of your claim and you’ll have to wait until they become clear. When you can present a comprehensive picture to the insurance company, you can pursue full compensation. Resist the urge to accept a low settlement right away just so you can have some money in your pocket. If you later discover your injuries are more extensive, you won’t be able to ask for more money. Before you sign a medical release or accept any offer from an insurance company, you should talk to your lawyer.
Damages You May Be Able to Claim in Your Motorcycle Accident Case
There are lots of myths surrounding settlements from vehicular accidents. Some people say you can usually get three times your medical costs. However, this is by no means a rule. You can claim compensation for damages that you actually suffered. You need to be able to prove that you suffered these losses. Doctors’ notes, medical bills, expert testimony, and your recent payslips are just some of the evidence you will need. Some of the things for which you can claim damages are:
- Past and future medical expenses
- Past and future lost wages and loss of earning ability
- Past and future, disability or disfigurement
- Pain and suffering
Lost wages and medical expenses will be relatively easy to quantify. However, non-economic damages like pain and suffering will be harder to calculate. Generally, the more severe your injuries, the more you will likely be able to recover. However, you can expect a bigger fight from the insurance company. That’s why you need to work with an experienced attorney. They will look at all aspects of your case and consult experts to arrive at a fair sum.
The Importance of Going to the Doctor Immediately After Your Crash
Since most bikers involved in accidents get serious injuries, they go directly to the hospital in an ambulance. However, some get injuries that seem minor at the time and they delay seeking medical attention. Motorcyclists who suffer soft- tissue injuries or cuts and scrapes often assume the pain will go away without treatment. Unfortunately, failing to see a doctor reduces their chances of getting compensation
If you get involved in an accident, you should see a doctor even if you don’t think your injuries are serious. Otherwise, if you later decide to seek compensation, both the insurance company and the court will give you a hard time. If you want to protect your right to recover damages, get a medical opinion as soon as possible.
Contact Stewart|Phelps|Wood Today to Discuss Your Motorcycle Accident Case
We won’t know how much your case is worth immediately. However, our Indianapolis motorcycle accident law firm will do everything possible to ensure you get fair compensation. Contact us today to schedule a free consultation.