Motorcycle accidents can result in significant damage and serious injuries. When a motorcyclist gets involved in a crash with a larger vehicle, the motorcyclist suffers the most harm. The injuries can be life-changing. If that were not enough, it can be a nightmare to get fair compensation from the person responsible for the crash. With medical bills mounting and insurance companies pressuring them to accept a settlement, life gets very difficult.
For many accident victims, hiring a lawyer seems like an additional hassle. However, the truth is that Indianapolis motorcycle accident attorneys can make the aftermath of a crash more bearable. Experienced motorcycle accident lawyers know how to stand up to insurance companies and fight hard for full and fair compensation. If you’re unsure about whether you need an attorney, continue reading to learn why it’s best to get legal representation.
Why Motorcycle Accident Attorneys Are So Important
Put simply, accident victims who are unrepresented often lose out on the compensation they truly deserve. Insurance companies have lots of experience in dealing with motorcycle accident claims. The average person doesn’t. If you don’t know all the damages to which you’re entitled, you can be sure the insurance company won’t inform you. They will make you the lowest possible offer and hope that you’ll just accept it and go away. That’s if they even agree to pay you anything at all. If you make a mistake on your claim form or forget supporting documentation, your claim may be denied.
If you contact an attorney immediately after your accident, they will help you to protect your right to compensation. They will help you to calculate your losses and assist you with the paperwork.
They’ll also negotiate with the insurance company on your behalf and if necessary, file a lawsuit. Attorneys also advise clients on what they should and should not say or do following an accident.
For example, they may caution you against signing documents presented by an insurance adjuster or given a recorded statement. Regardless of what the insurance representative tells you, they aren’t acting in your best interests. Anything you say can be used against you, so you need to be very careful. It’s best to let you Indianapolis motorcycle accident lawyer communicate on your behalf. They know all the factors that could affect your case.
What You Need to Know Indiana’s Modified Comparative Fault Laws
Indiana practices a modified comparative negligence system. Each person involved in the accident is assigned a proportion of the blame. Even if you were partly at fault for the crash, you will be able to claim compensation. However, your damages will be reduced in accordance with your share of the blame. This means that if you were 30 percent at fault for the accident that caused your injuries, you would receive a 30 percent reduction in compensation. If your losses amounted to $10,000, you would only get $7,000. If your share of the blame is over 51 percent, you won’t be able to recover damages.
This system ensures that people who are minimally responsible don’t get barred from receiving compensation. In states that practice pure contributory negligence, victims can’t get compensation if they were even five percent at fault. Indiana’s system is a lot less harsh. However, it’s still in your best interests to reduce your share of blame as much as possible. An Indianapolis motorcycle accident attorney will present evidence to show that the other party was mostly at fault.
Contact the Skilled Attorneys at Stewart|Phelps|Wood Injury Lawyers
If you’ve suffered injuries in an Indiana bike crash, reach out to our team of Indianapolis motorcycle accident attorneys. We’ll review your case and let you know the options available to you. We know how difficult it can be when you’re recovering from an injury and your bills are piling up. If you were not primarily responsible for the crash, you deserve compensation for your losses. These include medical expenses, lost wages, lost earning capacity, and pain suffering.
If you decide to hire us, we’ll investigate your accident and determine who should be held liable. We’ll gather evidence and do everything we can to get you the compensation to which you’re entitled. Schedule a free, no-obligation consultation with our experienced lawyers. If you hire us, we work on a contingency basis. This means you don’t have to pay any fees upfront. You only pay when we secure compensation on your behalf. Call us today.