Need an Indianapolis workers compensation attorneys? Accidents in the workplace can’t always be avoided, even if safety measures have been taken. In some cases, however, workers could have easily steered clear of the accident if they had been adequately trained or if extra precautions had been taken.
The experienced personal injury lawyers in Indianapolis at Stewart|Phelps|Wood are passionate about helping people who have been injured on the job as a result of negligent or reckless behavior. Employers have a duty to ensure that all of their workers are thoroughly trained and that proper safety procedures are followed at all times. If they don’t meet this obligation, they need to be held responsible for their actions. That means compensating injured employees for their medical expenses and other damages. Our lawyers here at Stewart|Phelps|Wood help victims of work-related accidents seek compensation for their injuries.
Typically, businesses carry insurance that protects them if workers are injured. Insurance plans like these usually compensate workers for their medical costs and any additional expenses that they face as a result of their injuries.
Sadly, businesses and insurance providers sometimes try to shirk their responsibility, denying claims from workers so that they can save a few bucks. We are adamantly against this practice. It is our belief that employers and insurance providers have a responsibility to cover any expenses related to on-the-job injuries for workers.
Thanks to our experience handling cases like these, we are familiar with the underhanded techniques that insurance companies use to try to get out of paying. Every client who walks through our door is important to us. We fight hard for the rights of the people that we represent, helping to ensure that they get the money that they deserve.
If you or a loved one sustained an injury at work, give us a call here at Stewart|Phelps|Wood at (317) 593-3014. Our team of experienced attorneys will examine your case to determine how best to get you the money that you deserve. Once you become one of our clients, we fight hard to ensure that you are treated fairly by both your employer and the insurance company. Rather than calling, you can also fill in the online contact form or chat live through your browser with one of our agents.
Table of Contents
Is Hiring A Workers’ Compensation Lawyer Necessary?
Injuries that occur at work can have a major impact on nearly every aspect of your life. Following an injury, it isn’t always easy to know how to proceed. You may find yourself facing steep medical costs with no way to pay them. You may also be worried that the company you work for isn’t going to do their part to cover your expenses. Chances are, you also are concerned about the future, stressing out over how long it might take you to get back to work.
After an on-the-job injury in Indianapolis, you may be owed compensation for your expenses. This not only includes your medical costs but also other expenses like long-term care, lost income, or mental health services. In Indianapolis, the lawyers at Stewart|Phelps|Wood are ready and waiting to help you with your claim. They will take care of dealing with your employer or their insurance company for you, handling everything from filling out documents to making phone calls and negotiating a settlement. This frees you up to focus on healing. Speak with one of our attorneys today by calling (317) 593-3014.
What Exactly Is Indiana Workers’ Compensation?
Workers’ compensation, which is sometimes referred to as workman’s comp, is a type of insurance. Companies doing business in Indiana are legally required to carry this insurance. It helps cover the cost of any injuries, accidents, or sicknesses that affect employees while they are at work. Workers who are employed by the federal government are covered by a special government-provided workers’ comp program. At the state level, however, every state is responsible for setting its own regulations or policies for workers. Any time a worker experiences an injury or illness related to their job, they will receive compensation from the program, no matter who is to blame. The program is guaranteed to pay regardless of whether the injury was the fault of the employer, a customer or client, a coworker, or the worker themselves. Because of the guarantee, the worker can’t turn around and sue the company that they work for.
What Damages Are Covered By Workers’ Compensation?
Some of the expenses covered by Worker’s Compensation can include the following:
- Medical expenses
- Lost income – In most cases, the program pays two-thirds of the money that you would have made during the time that you are unable to work.
- Permanent partial impairment (PPI) – When settling a workers’ compensation claim, victims are typically awarded a specific amount of money based on the percentage of permanent impairment that they sustain as a result of their injury. This percentage is determined by a qualified physician.
How Can I Tell If I Have A Valid Workers’ Compensation Claim In Indiana?
If you sustained an injury or became sick as a result of your job, you probably have a valid workers’ comp claim. Employers have a duty to create a safe working environment for their employees. If an injury occurs, you deserve compensation so that you can get better and get back to work. Meeting with a lawyer to talk about your case is the best way to make sure that your rights are protected. With their legal advice, you can get the compensation you deserve.
Do Workers’ Compensation Claims Need To Be Filed Within A Specific Amount Of Time In Indiana?
The statute of limitations for filing a claim with the Worker’s Compensation Board in Indiana is two years after the date that the injury occurred. This time limit can vary based on the events or conditions of the case, however. That is why the most effective course of action is to talk to a lawyer about your case.
What Is The Process For Filing A Workers’ Compensation Claim?
Anytime an injury occurs, you should let your employer know about it as soon as you can, alerting them to the problem within 30 days. Request a duplicate of the accident report. After you report the incident, your employer is required to submit a claim to the insurance company that provides their workers’ compensation insurance. Carefully follow any instructions that are given to you by the insurance provider or the company you work for. This includes going to all of your doctor’s appointments.
Be vigilant about keeping detailed records. This includes keeping track of any conversations that you have with your employer, communications with the insurance provider, or doctor’s appointments. Sadly, you can’t always rely on the insurance company or the company you work for to automatically give you everything you are owed. By gathering evidence, you are more likely to receive fair compensation.
Can My Employer Fire Me For Filing A Workers’ Compensation Claim?
In Indiana, the workers’ compensation program is designed as a form of protection for employees – not a form of punishment. If you are worried about your boss firing you because you file a claim, you should reach out to the attorneys at Stewart|Phelps|Wood right away for assistance. With their help, you can be sure that your rights are not violated.
How Quickly Are Workers’ Compensation Benefits Paid?
After missing seven days of work, you are eligible to begin receiving payments of your benefits. The initial payment needs to be sent out within 15 days of the date of your injury. Be aware that the compensation for the first week of work that you missed won’t be paid out until you have missed work for 21 days.
Am I Required To See The Doctor My Employer Chooses?
The workers’ compensation program in Indiana gives insurance providers and employers the right to decide which doctor employees should see. If you don’t like the doctor that your employer chooses, you can ask to be examined by an independent medical provider. If you visit your own doctor rather than the one chosen by your employer, you will have to pay your medical expenses on your own.
How Is Medical Billing Handled In A Workers’ Compensation Case?
Any medical expenses associated with your injuries should be covered by the workers’ compensation insurance. When you visit the doctor, let them know that the injury is related to your job. That way, they will bill your company’s workers’ compensation insurance provider rather than sending the bills to you. If the insurance provider refuses to pay the claim, contact the qualified workers’ compensation attorneys at Stewart|Phelps|Wood right away for advice on how to proceed.
Can I Sue The Company I Work For?
You are not allowed to file a lawsuit against your employer. In some situations, however, you could be eligible to pursue compensation from an outside party if the injury or illness you sustained was their fault. Lawsuits like these can involve companies that manufacture equipment, drivers, subcontractors, or anyone else who may have caused the accident that led to your injuries. For instance, if a faulty ladder malfunctioned and caused your injury, you might be able to file a lawsuit against the manufacturer of the ladder.
How Should I Proceed If The Insurance Company Denies My Claim?
The Worker’s Compensation Board in Indiana advises workers to meet with an attorney who specializes in cases like these if your benefits are denied or if you have any unresolved issues with your claim. With the help of your attorney, you can put together a strong case. The lawyers at Stewart|Phelps|Wood can help you with everything from mediation to filing an appeal, depending on the circumstances of your case.
If you filed a workers’ compensation claim that was denied, reach out to us today for a complimentary consultation.
How Expensive Is It To Hire A Workers Compensation Attorney?
At Stewart|Phelps|Wood, we don’t charge any money upfront for our services. The Indiana Worker’s Compensation Act limits how much attorneys can charge in cases like these. They are allowed to take $200 plus 20% of the initial $50,000 that their clients recover and 15% of any additional money that is recovered. In most cases, we also charge for any expenses that we incur that are directly related to your case. This money is taken out of the funds that are recovered, which means that you don’t have to pay it out of your own pocket.
Give Our Skilled Workers’ Compensation Lawyers A Call Right Away
After working with many clients over the years, we understand just how difficult it is to deal with a workplace injury without getting overwhelmed by financial difficulties. In a situation like this, you shouldn’t have to fight your employer or their insurance provider to get the benefits that you deserve.
In Indianapolis, our team of lawyers at Stewart|Phelps|Wood can put their experience and expertise to work in your case. Don’t allow the company you work for or their insurance provider to keep you from getting all of the money that you deserve. Instead, talk to an Indianapolis injury lawyer today to see how we can assist you with your claim. You can either come to our office, which is located in Indianapolis, or we can meet you anywhere else that you prefer.
Give us a call or submit the online form to set up a free consultation right away.